Could you live on $16,000 a year? Here's why you might have to

social security measly increase 2

We’re told repeatedly how important it is to save independently for retirement, but a lot of us still aren’t listening.

An estimated 33% of Americans have no money at all saved for retirement, but an even more frightening statistic is the fact that 30% of those 55 and older are in the same boat. And a big reason so many of us aren’t saving boils down to Social Security.

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